Sainsbury Full-Year Report 2023

Highlights

  • Statutory profit before tax
  • £44m (2022: £21m)
  • Financial Services Underlying profit before tax
  • £58m (2022: £64m)
  • Net interest margin (underlying)
  • 5.1% (2022: 4.5%)
  • Bad debt asset ratio
  • 2.1% (2022: 1.2%
  • Reduction in paper usage by encouraging customers to go paperless for statements and delivering a number of online apps
  • which encourage customers to self-serve online and in time will reduce the need for written correspondence
  • Our new credit cards issues are made from 57% recycled plastic
  • Adding symbols to our instore marketing materials so instore colleagues know how to recycle them
  • In our offices we have upgraded to LED lighting and have an active campaign ongoing to reduce consumption of single-use
  • plastics and paper
  • Updated our Wholesale Credit Risk Policy such that the Group will not directly finance companies or organizations whose
  • main activities actively contribute to climate change.

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